Life Insurance to Replace Gift—Wealth Replacement

Chum is “People of faith working together to provide basic necessities, foster stable lives, and organize for a just and compassionate community.” We provide emergency shelter, food and street outreach throughout Duluth.

Chum is a 501(c)(3) nonprofit human services agency in Duluth, MN sponsored and governed by an interfaith coalition of 44 faith communities. Chum was founded in 1973 when 10 churches located in Duluth’s Central Hillside neighborhood pooled their resources to meet the needs of the neighborhood’s many low-income residents more effectively. Chum now offers emergency food, shelter, advocacy, support, and outreach throughout Duluth.

Chum is Duluth’s primary safety-net organization where people who are homeless or who have very low incomes can come for assistance and a welcoming, safe community. Chum operates Duluth’s largest food shelf and provides emergency shelter and supportive services for homeless individuals and families. We help people find housing and employment, access public benefits, and receive basic medical care. At Chum’s Drop-In Center (day shelter) people can pick up mail (both physical and e-mail), do their laundry, have a hot meal, socialize over games or conversations, and perhaps most importantly, find a warm and welcoming community where they can be safe, heard, and respected.

Chum is an equal opportunity provider and employer.

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